Moneysaurus Blog

Practical guides on personal finance, budgeting, and money habits for Indonesia, backed by data.

• The Best Expense Tracker Apps in Indonesia 2026: A Research-Based Comparison

  We researched 14 media roundups, Play Store data, and community discussions to answer: which expense trackers do Indonesians actually use, and how Moneysaurus differs.

  2026-07-04

• How to Test an AI Finance Assistant: 7 Questions Before You Trust It

  AI assistants in finance apps are everywhere, but not all of them actually read your data. Seven test questions to separate a real agent from a chatbot in disguise.

  2026-07-04

• Tracking Money with Meta AI or ChatGPT? Here's Why the Answers Get Weirder Over Time

  Many people log expenses by chatting with Meta AI or ChatGPT. It works at first, then the totals drift. The technical explanation is simple: a chatbot is not a database.

  2026-07-04

• How to Manage Personal Finances: A Data-Backed Guide for 2026

  Only 37.5% of Indonesians budget regularly. A practical guide to managing personal finances, built on the latest OJK, Bank Indonesia, and BPS data.

  2026-07-04

• Tracking Expenses via WhatsApp: Why Chat Is the Most Realistic Way

  WhatsApp is used by 91.7% of Indonesian internet users. QRIS, e-wallet, and AI adoption data show chat-based expense tracking is a natural evolution.

  2026-07-04